What Is EPFO 3.0? UPI Withdrawals, Launch Date And Key Changes Explained

Jan 22, 2026 - 16:18
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What Is EPFO 3.0? UPI Withdrawals, Launch Date And Key Changes Explained
EPFO 3.0 is being described as a complete technology overhaul of the retirement fund body, bringing it closer to a core banking-style system much like the way banks function today. Instead of small, gradual updates, this phase will introduce an entirely new digital architecture and backend system designed to handle rising member numbers and higher transaction volumes.

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